Hawaii · Real estate exam prep

Hawaii Real Estate Practice Test

Practice Hawaii real estate questions free below. RealReady has 1,040 questions in the bank covering both national real estate principles and Hawaii state law. Pay $17.99 once and own it forever. No subscription like the other prep services.

The Hawaii real estate salesperson exam is one of the toughest in the country. The Hawaii Real Estate Commission, working through PSI, administers it as a split exam, 80 questions on uniform national real estate principles plus 50 questions on Hawaii-specific law and practice, in a single four-hour sitting. You have to pass each portion independently at 70%, and most candidates underestimate the state portion because it leans heavily on Hawaii-only rules that don't appear in any mainland prep book.

State-specific prep matters more here than almost anywhere else. Hawaii's Bureau of Conveyances and Land Court dual recording system, leasehold disclosures and the difference between fee simple and leasehold conveyances, HARPTA withholding on nonresident sellers, the General Excise Tax on commissions and rents, the Seller Disclosure Law under HRS Chapter 508D, time sharing plan registrations, State Land Use District classifications, and Special Management Area permits all show up on the state portion. None of that looks like the material a candidate in a neighboring state studies. A generic real estate practice test won't cut it. You need Hawaii-specific practice questions.

Below are 20 free Hawaii real estate test questions and answers from RealReady's full Hawaii bank. Each tests a specific topic with the correct answer and a plain-English explanation under the card. Read each one, commit to an answer, then reveal. Treat it like a real REC practice test, and the ones you miss show you what to focus on next.

Get the RealReady app on iPhone, iPad, or Android for the rest of the Hawaii question bank. The full app includes short articles that walk you through the why behind each topic, detailed explanations on every question, a missed-question drill mode, and progress tracking that shows your per-category accuracy.

Practice

20 Hawaii Real Estate Test Questions & Answers

Use this like a free Hawaii real estate practice test: read the question, commit to an answer, then tap to reveal the correct answer and a plain-English explanation. The ones you miss tell you where to focus next.

Q1 of 20 Licensing & Regulation

How many members serve on the Hawaii Real Estate Commission?

  1. 9 members
  2. 11 members
  3. 7 members
  4. 5 members
Show answer & explanation

Correct: A 9 members

HIREC consists of 9 members appointed by the Governor and confirmed by the Senate. The Governor also designates the chair from among the members.

Q2 of 20 Licensing & Regulation

After passing the salesperson exam, a new licensee must work under the supervision of whom?

  1. Any experienced salesperson
  2. A licensed broker
  3. The Real Estate Branch director
  4. A HIREC commissioner
Show answer & explanation

Correct: B A licensed broker

All Hawaii salespersons must work under the direction and supervision of a licensed broker. A salesperson cannot practice independently or supervise other salespersons.

Q3 of 20 Licensing & Regulation

A licensee deposits a client's earnest money into the brokerage operating account. What violation has occurred?

  1. Breach of fiduciary duty
  2. Misrepresentation of facts
  3. Unlicensed practice
  4. Commingling of funds
Show answer & explanation

Correct: D Commingling of funds

Under HRS 467-14, commingling occurs when a licensee mixes client funds with personal or business operating funds. Earnest money must be deposited into a separate trust account.

Q4 of 20 Licensing & Regulation

What is the primary purpose of Hawaii's Real Estate Recovery Fund?

  1. Provide grants to first-time buyers
  2. Compensate consumers harmed by licensees
  3. Fund HIREC operating expenses
  4. Subsidize licensee education costs
Show answer & explanation

Correct: B Compensate consumers harmed by licensees

The Recovery Fund compensates members of the public who have been harmed by licensee fraud, misrepresentation, or deceit in a real estate transaction. It is funded by a portion of license fees.

Q5 of 20 Licensing & Regulation

Under HAR 16-99-11, every real estate advertisement must include which information?

  1. MLS listing number only
  2. Agent's personal phone number
  3. The brokerage's legal name or a registered trade name
  4. A license number for every individual licensee
Show answer & explanation

Correct: C The brokerage's legal name or a registered trade name

HAR 16-99-11(a) requires every real estate advertisement to include the legal name of the brokerage firm or a trade name previously registered with the business registration division and the Real Estate Commission. A proposed amendment would have added a license-number requirement but was not adopted, so under the current rule only the brokerage name is mandatory.

Q6 of 20 State Practice

A licensee is hired to represent only the seller in a residential transaction. What agency role does this licensee hold?

  1. Transaction broker
  2. Designated agent
  3. Seller's agent
  4. Dual agent
Show answer & explanation

Correct: C Seller's agent

A licensee hired to represent only the seller acts as the seller's agent, owing fiduciary duties exclusively to the seller. This is one of the basic agency types recognized in Hawaii.

Q7 of 20 State Practice

A principal broker receives a $10,000 earnest money deposit on Friday afternoon. By when must the funds be deposited into a trust account or escrow?

  1. The next business day (Monday)
  2. Within 24 hours including weekends
  3. Within 3 business days
  4. Within 5 calendar days
Show answer & explanation

Correct: A The next business day (Monday)

Hawaii requires principal brokers to deposit trust funds into a neutral escrow depository or FDIC-insured trust account by the next business day following receipt. Since the deposit was received Friday, Monday is the next business day.

Q8 of 20 State Practice

Hawaii's mandatory seller disclosure law, HRS Chapter 508D, applies to which type of residential property?

  1. Only single-family detached homes
  2. Properties with 5 or more units
  3. Properties with 1 to 4 dwelling units
  4. All commercial properties
Show answer & explanation

Correct: C Properties with 1 to 4 dwelling units

HRS Chapter 508D covers residential real property with 1 to 4 dwelling units, including residential condominiums and co-ops. Commercial properties and larger multifamily buildings are not covered.

Q9 of 20 State Practice

Hawaii's fair housing law is found in which chapter of the Hawaii Revised Statutes?

  1. HRS Chapter 467
  2. HRS Chapter 508D
  3. HRS Chapter 521
  4. HRS Chapter 515
Show answer & explanation

Correct: D HRS Chapter 515

HRS Chapter 515 is Hawaii's fair housing law, which prohibits discrimination in real property transactions. It covers all federal protected classes plus additional state-level protections.

Q10 of 20 State Practice

Under HRS 521-44, what is the maximum security deposit a Hawaii landlord may collect for a residential unit without pets?

  1. First and last month's rent
  2. One month's rent
  3. Three months' rent
  4. Two months' rent
Show answer & explanation

Correct: B One month's rent

Hawaii limits security deposits to one month's rent. An additional month may be collected for pets, bringing the total maximum to two months' rent when pets are involved.

Q11 of 20 State Transactions

A buyer purchases a leasehold property in Honolulu with 60 years remaining on the ground lease. What does the buyer actually own?

  1. A fractional share of the land
  2. Improvements only, not the land
  3. The land and all improvements
  4. An easement over the land
Show answer & explanation

Correct: B Improvements only, not the land

In a leasehold arrangement, the buyer owns the improvements (house, structures) but not the underlying land. The buyer pays ground rent to the landowner for use of the land. At lease expiration, land and improvements revert to the landowner.

Q12 of 20 State Transactions

Under HRS 514B, what must a developer obtain from HIREC before selling condominium units?

  1. An approved Developer's Public Report
  2. A managing agent license
  3. A county building permit only
  4. A certificate of occupancy
Show answer & explanation

Correct: A An approved Developer's Public Report

Under HRS 514B, which governs condominiums created on or after July 1, 2006, developers must register with the Hawaii Real Estate Commission (HIREC) and obtain an approved Developer's Public Report before offering units for sale.

Q13 of 20 State Transactions

Hawaii uses a dual recording system. Which two systems operate simultaneously?

  1. Title insurance system and abstract system
  2. Regular System (BOC) and Land Court (Torrens)
  3. Federal land registry and state registry
  4. County recorder and state recorder
Show answer & explanation

Correct: B Regular System (BOC) and Land Court (Torrens)

Hawaii is unique among US states in having a dual recording system: the Regular System administered by the Bureau of Conveyances (BOC) under DLNR, and the Land Court (Torrens) system under the Judiciary. Some parcels are registered in both systems.

Q14 of 20 State Transactions

Which standard form is used as the primary residential purchase contract in Hawaii?

  1. HAR Form RR301
  2. HAR Form RR104
  3. HAR Form RR201
  4. HIREC Form 508D
Show answer & explanation

Correct: C HAR Form RR201

The Hawaii Association of REALTORS (HAR) Form RR201 is the standard Purchase Contract used for primary residential real estate transactions. It includes mandatory sections such as the Agency Disclosure requirement.

Q15 of 20 State Transactions

Hawaii's State Land Use Law (HRS 205) classifies all land into how many districts?

  1. Six districts
  2. Four districts
  3. Five districts
  4. Three districts
Show answer & explanation

Correct: B Four districts

Hawaii's Land Use Law, enacted in 1961 as the first comprehensive statewide land use system in the US, classifies ALL land into four districts: Urban, Rural, Agricultural, and Conservation. The Land Use Commission (LUC) oversees this classification.

Q16 of 20 Licensing & Regulation

A candidate for HIREC must hold a broker license with at least how many years of Hawaii real estate experience?

  1. 2 years
  2. 5 years
  3. 3 years
  4. 1 year
Show answer & explanation

Correct: C 3 years

At least 4 of HIREC's 9 members must be licensed brokers with a minimum of 3 years of Hawaii real estate experience. Two members must be public (non-licensee) members.

Q17 of 20 Licensing & Regulation

A salesperson earned an Experience Certificate for broker licensing. How long is it valid?

  1. 3 years
  2. 2 years
  3. 5 years
  4. 1 year
Show answer & explanation

Correct: B 2 years

The Experience Certificate, which verifies that a salesperson has met the 3-year full-time experience requirement, is valid for 2 years from the date of issuance.

Q18 of 20 Licensing & Regulation

Which of the following is grounds for discipline under HRS 467-14?

  1. Declining to show a competing listing
  2. Refusing to reduce a listing fee
  3. Charging a 6% commission rate
  4. Failing to disclose material facts
Show answer & explanation

Correct: D Failing to disclose material facts

HRS 467-14 lists failure to disclose material facts as grounds for discipline. Commission rates are negotiable, and agents are not required to reduce fees or show competitors' listings.

Q19 of 20 Licensing & Regulation

What is the maximum Recovery Fund payment for a single transaction?

  1. $10,000
  2. $25,000
  3. $50,000
  4. $100,000
Show answer & explanation

Correct: B $25,000

The per-transaction cap is $25,000, which includes court costs and attorney fees. The per-licensee aggregate cap is $50,000 over the licensee's lifetime.

Q20 of 20 Licensing & Regulation

A salesperson posts a property listing on social media using only their personal name. What is missing?

  1. The seller's written consent
  2. The brokerage name, the licensee's affiliation with the brokerage, and the licensee designation (B, S, R, or RA)
  3. A disclaimer about fair housing
  4. The property's assessed value
Show answer & explanation

Correct: B The brokerage name, the licensee's affiliation with the brokerage, and the licensee designation (B, S, R, or RA)

Under HAR 16-99-11(e), advertising that references an individual licensee's name must include the licensee's legal name, identify the associating or employing brokerage firm, and specify the licensee designation (B for broker, S for salesperson, or R/RA for REALTOR members). A social media post in only the licensee's personal name omits the required brokerage identification.

Want the rest of Hawaii's 1,040-question bank?

The RealReady app has all 1,040 questions covering both national real estate principles and Hawaii-specific law. The full app also includes:

  • Short articles that walk you through the why behind each topic
  • A missed-question drill mode
  • Detailed explanations on every question
  • Progress tracking with per-category accuracy

Unlike other real estate prep apps, we don't cut off access or charge a monthly subscription fee. Once you buy, it's yours forever.

FAQ

Hawaii real estate exam — questions answered

How many questions are on the Hawaii real estate exam?

The Hawaii Real Estate Salesperson Examination has 130 scored multiple-choice questions. 80 are on the uniform portion covering national real estate principles, and 50 are on the Hawaii state portion covering HRS Chapter 467 licensing law, Hawaii agency rules, and state-specific topics like the Bureau of Conveyances, HARPTA, and the State Land Use Districts. PSI also embeds five to ten unscored pretest items that aren't identified during the test and don't count toward your score.

What's the passing score for the Hawaii real estate exam?

You need at least 70% on each portion, scored independently. That works out to 56 of 80 correct on the uniform portion and 35 of 50 correct on the Hawaii state portion. If you pass one portion and fail the other, you only have to retake the part you failed, as long as you do so within two years of your first attempt.

How much does the Hawaii real estate exam cost?

The PSI examination fee is $61 per attempt, whether you sit the full combo exam or only one portion as a retake. After you pass, the initial salesperson license application is filed with the Hawaii Real Estate Commission through DCCA, and Hawaii salesperson licenses run on a two-year cycle that ends on December 31 of every even-numbered year.

How long is the Hawaii real estate exam?

Four hours (240 minutes) total for the full salesperson exam, taken as a single sitting. The time is split into 150 minutes for the 80 uniform questions and 90 minutes for the 50 Hawaii state questions. PSI offers it at testing centers on Oahu, Maui, Kauai, and the Big Island, with online proctoring available for candidates who prefer to test from home.

Is the Hawaii real estate exam hard?

The state portion is what trips most candidates up. The 80-question uniform section is the same national content you'd see on any PSI real estate exam, but Hawaii's 50 state questions are dense and unforgiving. The Bureau of Conveyances versus Land Court recording rules, leasehold property quirks, HARPTA's 7.25% nonresident seller withholding, the General Excise Tax on commissions and gross rents, condominium and time share registration requirements, and the four State Land Use Districts catch candidates who only drilled mainland practice questions. Honest practice on a Hawaii-specific practice exam is the difference between passing on the first try and paying another $61 for a retake.

What's on the Hawaii real estate exam?

The 80-question uniform portion covers property ownership (6 items), land use controls and regulations (5), valuation and market analysis (8), financing (7), laws of agency (10), mandated disclosures (7), contracts (10), transfer of title (4), practice of real estate (12), real estate calculations (7), and specialty areas (4). The 50-question Hawaii state portion is weighted toward professional practices and conduct (14 items, including office management, trust accounts, advertising, HRS Chapter 467 licensing law, and grounds for disciplinary action), ascertaining and disclosing material facts (8, including Bureau of Conveyances and Land Court, HARPTA and GET, and the Seller Disclosure Law), types of ownership (6, including condominiums, cooperatives, time sharing plans, and land trusts), contracts and addenda (6), title and conveyances (4), financing (4), escrow and closing (3), property management under the Residential Landlord-Tenant Code (3), and land utilization (2, including State Land Use Districts and Special Management Areas).

What's the best way to prepare for the Hawaii real estate exam?

After finishing your 60-hour Hawaii prelicense course, the highest-leverage thing you can do is grind through Hawaii-specific practice questions with honest feedback on every miss. The uniform portion isn't hard to prepare for if you've used any national prep tool, but the state portion is where Hawaii-specific question banks earn their keep. The RealReady app gives you the full bank of Hawaii questions, plus progress tracking and a missed-question mode so you can drill what you're weak on. Most users study 30-60 minutes a day for 2-4 weeks before sitting the exam.