Mississippi · Real estate exam prep
20 free Mississippi practice questions with no signup required. When you're ready for more, the full RealReady bank has 1,015 questions for the 2026 exam that cover both national principles and Mississippi law.
Practice
Use this like a free Mississippi real estate practice test: read the question, commit to an answer, then tap to reveal the correct answer and a plain-English explanation. The ones you miss tell you where to focus next.
Correct: D At least 6 years
To serve on MREC, a person must have been a Mississippi resident for at least 6 years and must have been a licensed broker for at least 5 years. Appointments are made by the Governor with Senate consent.
Correct: D Witnesses and documents
MREC has subpoena power to compel both witnesses and documents during formal hearings and investigations. This broad authority helps MREC gather evidence needed to protect consumers.
Correct: D 75%
The Mississippi salesperson licensing exam has two portions: 80 national questions requiring 70% (56 points) to pass, and 40 state-specific questions requiring 75% (30 points) to pass. Both portions must be passed to obtain a license. The broker state portion requires 80%.
Correct: C 12 months
Mississippi requires a broker applicant to have at least 12 months of active experience as a licensed salesperson before applying for a broker license, in addition to completing 120 hours of pre-license education.
Correct: B $100,000 per claim
Mississippi requires all active licensees to carry E&O insurance with a minimum of $100,000 per claim and $100,000 aggregate. This provides consumer protection since Mississippi has no recovery fund.
Correct: D Form A: Working with a Real Estate Broker
Mississippi brokers use MREC Agency Disclosure Form A, 'Working with a Real Estate Broker,' to document that the consumer was informed of the agency relationships available. Rule 4.3(A) requires this written disclosure before an agreement for representation is entered into. The requirement covers transactions under Miss. Code §73-35-3 generally, with a Rule 4.4 exception for corporate, LLC, trust, and governmental parties.
Correct: D Both parties give written consent
Mississippi permits dual agency ONLY with the written consent of both parties. Verbal consent or consent from just one party is insufficient. The MREC Dual Agency Confirmation Form must be used.
Correct: B The responsible broker
The responsible broker must supervise all salespersons associated with the brokerage. This is a non-delegable duty under Mississippi law, and the broker is accountable for associates' actions within the scope of their work.
Correct: B By close of business of the second banking day following receipt
Effective July 1, 2026, SB 2748 amended Miss. Code Section 73-35-21(1)(f): earnest money must be deposited by the close of business of the two banking days immediately following receipt. The old rule — close of business on the NEXT banking day — was repealed and is now a trap answer.
Correct: D The ad lacks the broker's name and phone
Mississippi requires all advertising to be in the name of the broker or firm, prominently displayed, and to include the broker's or firm's telephone number. An ad showing only a street address and a phone number is a prohibited blind ad under MREC Rule 3.3.
Correct: A Her responsible broker
In Mississippi, all compensation must flow through the licensee's responsible broker. A salesperson may never receive commission directly from a client or another broker.
Correct: B Sales of 1 to 4 residential units
Mississippi's Property Condition Disclosure law (§§89-1-501 through 89-1-527) requires a PCDS for transfers of residential property of one to four dwelling units when the transfer is made by, or with the aid of, a licensed real estate broker or salesperson.
Correct: C No, she must cooperate with a MS broker
Mississippi is a cooperative state. Out-of-state licensees cannot act independently and must work in cooperation with a Mississippi-licensed broker.
Correct: C 3 years
Mississippi requires brokers to retain all transaction records for a minimum of 3 years. This includes contracts, listing agreements, closing statements, correspondence, and trust account records.
Correct: B Inspect broker trust accounts
MREC has the power to inspect broker trust accounts to ensure proper handling of client funds. MREC does NOT have authority to set commission rates, which are determined by the market and negotiated between parties.
Correct: A Administrative hearings
MREC conducts formal administrative hearings when investigating potential license law violations. These hearings follow due process requirements, including notice and the opportunity to present evidence and testimony.
Correct: D MREC has discretion to approve
Under §73-35-10(2)(b), felonies within 5 years of application are an automatic bar, and felonies involving fraud, dishonesty, breach of trust, or money laundering are barred at any time. A non-fraud felony older than 5 years is not an automatic bar — MREC evaluates the applicant under the statute's public-trust standard.
Correct: A No, she needs 25 years licensed
The senior CE exemption requires BOTH being older than 65 AND at least 25 years holding a Mississippi license. At 66 she satisfies the age test, but with only 20 years licensed she falls short of the 25-year requirement (§73-35-18).
Correct: A No, maximum deductible is $2,500
Mississippi limits the E&O insurance deductible to a maximum of $2,500 for damages and $1,000 for defense costs. A $3,000 damages deductible exceeds the $2,500 maximum and is non-compliant.
Correct: B Disclosed dual agency
Disclosed dual agency occurs when a broker represents both the buyer and seller in the same transaction with the informed written consent of both parties. Mississippi recognizes seller's agents, buyer's agents, disclosed dual agents, and subagents. It does not recognize 'transaction brokerage' or 'designated agency.'
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About the exam
Mississippi scores its national and 40-question state portions separately, so a strong national score won't carry you if your grasp of Mississippi law is thin. Candidates who fail usually leaned too heavily on national material, which is why Mississippi-specific preparation matters as much as the national material.
Mississippi tests its own rules in ways a national course never touches, from the Real Estate Brokers License Law that MREC enforces, to the Form A 'Working with a Real Estate Broker' disclosure a licensee must present before a representation agreement is signed, the three agency relationships Mississippi recognizes — seller's agency, buyer's agency, and disclosed dual agency — the Property Condition Disclosure Statement required on licensee-assisted sales of one to four residential units, and the broker trust-account rules that bar commingling. None of that looks like the material a candidate in a neighboring state studies. A generic real estate practice test won't cut it. You need Mississippi-specific practice questions.
FAQ
The Mississippi Real Estate Salesperson Examination has 120 scored multiple-choice questions, split into an 80-question national portion and a 40-question Mississippi state-law portion. PSI delivers both portions in one computer-based session and may mix in five to ten unscored experimental questions that look just like the scored ones, so the time spent on those does not count against you.
The two portions are scored separately. You need 70 percent on the national portion, which is 56 of 80, and 75 percent on the Mississippi portion, which is 30 of 40. If you pass one portion and fail the other you only retake the portion you failed, but both portions must be passed within the same two-month eligibility window after MREC approves your application.
PSI charges $75 to sit the salesperson exam, and that one fee covers both portions. A retake is also $75, whether you are re-sitting a single portion or both. The $100 application fee you pay MREC with your application also covers issuance of your first-year license — no additional MREC fee is due after passing. Registration fees are not refundable and expire one year after you register.
Four hours total. PSI allows two and a half hours for the 80-question national portion and ninety minutes for the 40-question Mississippi portion, taken back-to-back in one sitting. PSI runs a Mississippi test center in Jackson, with additional sites in Memphis, Mobile, Baton Rouge, and the New Orleans area, and your unofficial score report prints before you leave.
The Mississippi Real Estate Salesperson Examination is administered by PSI for the Mississippi Real Estate Commission (MREC). You register and schedule your exam date through PSI.
It's a serious test, and the part that catches people off guard is the 40-question Mississippi portion. The national half covers the same principles taught in every state, but the state questions reward candidates who actually studied Mississippi's license law, the Form A agency disclosure, the three recognized agency relationships, and the Property Condition Disclosure Statement. Most people who fail leaned too heavily on national material and underprepared on Mississippi law. Honest reps on Mississippi-specific practice questions are the difference between a first-time pass and a $75 retake.
The 80-question national portion covers property ownership, land-use controls, valuation, financing, agency, property disclosures, contracts, transfer of title, the practice of real estate, property management, and real estate math, in the proportions set by PSI's content outline where contracts and agency carry the most weight. The 40-question Mississippi portion covers the powers and duties of MREC, licensing and license maintenance, property condition disclosures, agency disclosure and duties to the parties, out-of-state brokers and developers, trust accounts, broker supervision, records and documents, and advertising rules. Agency disclosure is the single largest state topic, so Form A, disclosed dual agency, and the first-substantive-meeting timing rules are worth extra attention.
After you finish Mississippi's 60-hour salesperson prelicense course, the highest-leverage move is grinding Mississippi-specific practice questions with honest feedback on every miss. National principles you can pick up from any course, but the 40-question state portion rewards repetition on MREC rules, the Form A agency disclosure, and the Property Condition Disclosure Statement. The RealReady app gives you the full Mississippi question bank plus the national bank, detailed explanations, a missed-question drill mode, and per-category progress tracking so you can see exactly where you are weak.
The 20 Mississippi practice questions on this page are free, no account or signup needed. Unlocking the rest of the Mississippi bank is a single in-app purchase you pay once and own, with no recurring charge and no time limit on access.
Yes. RealReady has a dedicated Mississippi question bank built for the Mississippi real estate exam, covering the national principles every candidate sees plus the Mississippi law that trips people up, like the Real Estate Brokers License Law, the Form A 'Working with a Real Estate Broker' disclosure, and the Property Condition Disclosure Statement.
No. RealReady is exam practice, not a pre-license course, so it doesn't count toward Mississippi's required pre-license education hours. Use it after or alongside your coursework to drill realistic practice questions and find your weak spots before exam day.
