New Jersey · Real estate exam prep
20 free New Jersey practice questions with no signup required. When you're ready for more, the full RealReady bank has 1,120 questions for the 2026 exam that cover both national principles and New Jersey law.
Practice
Use this like a free New Jersey real estate practice test: read the question, commit to an answer, then tap to reveal the correct answer and a plain-English explanation. The ones you miss tell you where to focus next.
Correct: C Department of Banking and Insurance
NJREC operates within the New Jersey Department of Banking and Insurance (DOBI). The Department of Consumer Affairs handles other professional licensing but not real estate. The Department of Community Affairs deals with housing policy, not licensee regulation.
Correct: B A broker-salesperson works under another broker
A broker-salesperson holds a broker license but chooses to work under another broker rather than operating independently. Both have the same education requirements. A broker-salesperson can perform all broker functions but does so under supervision of another broker.
Correct: B A consumer complaint or Commission initiative
NJREC can initiate investigations based on consumer complaints or on its own initiative. The Commission does not need a court order or a complaint from another licensee to begin an investigation. Police departments do not direct NJREC investigations.
Correct: D Compensate the public for licensee misconduct losses
The Guaranty Fund exists to compensate members of the public who suffer financial losses due to the misconduct of licensed real estate professionals. It does not insure brokers, fund agency operations, or provide buyer assistance programs.
Correct: C At first contact with the consumer
New Jersey law requires agency disclosure at first contact with the consumer. Waiting until an offer or contract signing would be too late, as meaningful discussions may have already occurred without the consumer understanding the agent's role.
Correct: B The employing broker
The employing broker has full responsibility for all salespersons under their supervision. This includes ensuring compliance with all regulations and laws. NJREC oversees licensing but does not bear responsibility for individual salesperson conduct.
Correct: D At a New Jersey banking institution
New Jersey requires brokers to maintain trust/escrow accounts at a New Jersey banking institution. An out-of-state bank, even if federally insured, does not satisfy this requirement. NJREC does not hold broker funds.
Correct: C The name of the licensed broker or firm
All real estate advertising in New Jersey must include the name of the licensed broker or firm as it appears on the license. While a salesperson's name may appear, the broker's name must be prominent. Tax values and MLS numbers are not required elements.
Correct: D All sellers of residential property
The Real Estate Consumer Protection Enhancement Act (CPEA), effective August 1, 2024, requires ALL sellers of residential property to complete the disclosure statement. This includes banks, estate administrators, and other entities without exception.
Correct: B Source of income
New Jersey's Law Against Discrimination adds several classes beyond federal protections, including source of income. This means landlords cannot refuse Section 8 voucher holders solely because of their payment source.
Correct: C Three business days
New Jersey real estate contracts include a distinctive 3-business-day attorney review period. During this time, either party's attorney can review, modify, or void the contract entirely.
Correct: C Attorneys for the buyer and seller
New Jersey does not legally require an attorney at closing, but of the parties listed, the buyer's and seller's attorneys are who conduct a closing when one is used. Attorney-conducted closings are customary in northern New Jersey, while title or settlement companies commonly handle them in the southern part of the state. A listing broker, an escrow officer, and the county recorder's staff do not conduct New Jersey closings.
Correct: C $2.00 per $500 of consideration
The NJ Realty Transfer Fee is calculated at $2.00 per $500 of consideration, which equals 0.4%, for sales up to $150,000. Higher graduated rates apply for sales exceeding that threshold.
Correct: C A just cause eviction state
New Jersey is a just cause eviction state under the Anti-Eviction Act. Landlords may only remove tenants for specific enumerated reasons, providing strong tenant protections compared to at-will eviction states.
Correct: B A separate commission controls development there
The Pinelands Commission, created by the Pinelands Protection Act, exercises development control that supersedes standard municipal zoning within the Pinelands area. Federal wilderness designation does not apply. Agricultural use is not the only permitted use, and the county does not take over zoning authority.
Correct: D Provide realistic opportunity for affordable housing
The Mount Laurel doctrine, from the landmark NJ Supreme Court decisions, requires every municipality to provide a realistic opportunity for its fair share of affordable housing. This obligation is rooted in the NJ Constitution.
Correct: A Brokers, salespersons, and instructors
NJREC licenses and regulates brokers, salespersons, and real estate instructors. Appraisers are regulated by a separate board. Home inspectors fall under different oversight, not NJREC jurisdiction.
Correct: B Broker license
To operate an independent brokerage, an individual must hold a broker license. A broker-salesperson still works under another broker. There is no separate sole proprietor permit or upgraded salesperson license category in New Jersey.
Correct: C Investigate and initiate formal proceedings
NJREC has authority to investigate trust account irregularities and initiate formal disciplinary proceedings. Immediate revocation without a hearing would violate due process. The Commission cannot order banks to freeze accounts or arrest anyone; arrests require law enforcement action.
Correct: B $20
Brokers contribute $20 per licensing period to the Guaranty Fund, while salespersons contribute $10. The higher broker contribution reflects the broker's greater responsibility in real estate transactions. These amounts are set by statute and included in the overall license fee.
The RealReady app has all 1,120 questions covering both national real estate principles and New Jersey-specific law. The full app also includes:
Unlike other real estate prep apps, we don't cut off access or charge a monthly subscription fee. It's a one-time $17.99, and it's yours forever.
About the exam
New Jersey's first-time pass rate runs low, and most candidates who fall short underestimated the 30-question state portion. New Jersey grades the salesperson exam as a single combined result rather than scoring each portion on its own, so the state questions are folded into the one score that decides everything. That makes New Jersey-specific material the difference between passing and retaking.
New Jersey piles on the NJREC's licensing and disciplinary powers, the Real Estate Guaranty Fund, the Consumer Fraud Act, the Law Against Discrimination with its broader list of protected classes, the Real Estate Sales Full Disclosure Act and the Real Estate Time Share Act, the Consumer Information Statement that governs how agents disclose whose interests they represent, and the three-business-day attorney-review clause that every residential contract a licensee prepares has to carry. None of that looks like the material a candidate in a neighboring state studies. A generic real estate practice test won't cut it. You need New Jersey-specific practice questions.
FAQ
The New Jersey Real Estate Salesperson Examination has 110 scored multiple-choice questions. PSI builds it from an 80-question national portion and a 30-question New Jersey portion, and you may also see a handful of unscored pretest items mixed in. The questions are intermixed in a single sitting rather than given as two separate tests.
70%, which is 77 of the 110 scored questions correct. New Jersey grades the salesperson exam as one combined score across the national and state questions, so unlike the broker exam there is no separate per-portion bar to clear. PSI tells you whether you passed before you leave the test center.
The salesperson examination fee is $45 per attempt, paid to PSI when you schedule. You can sit it at one of PSI's New Jersey test centers or through online proctoring. That fee is separate from the license fee you'll pay the New Jersey Real Estate Commission after you pass.
Four hours total for the salesperson exam. That single block covers all 110 questions, the 80 national and the 30 New Jersey, and you find out whether you passed before you leave the test center.
The New Jersey Real Estate Salesperson Examination is administered by PSI for the New Jersey Real Estate Commission (NJREC). You register and schedule your exam date through PSI.
New Jersey's first-time pass rate runs low, and most candidates who fail underestimate the state portion. The 80 national questions are the same shared content candidates see everywhere, and a decent prep course gets you there. The 30 New Jersey questions are where people lose. You are tested on the NJREC's powers and the Real Estate Guaranty Fund, the Consumer Fraud Act and the Law Against Discrimination, the Real Estate Sales Full Disclosure Act and the Time Share Act, the Consumer Information Statement on agency, and the three-business-day attorney-review clause that every residential contract has to carry. Honest practice on New Jersey-specific material is the difference between passing on your first $45 attempt and retaking.
The 80-question national portion covers property ownership and land use, valuation and market analysis, financing and mortgages, agency and fiduciary duties, contracts, transfer of title, leasing and property management, fair housing, and real estate math. The 30-question New Jersey portion tests the Real Estate Commission's duties and powers, the statutes and rules governing licensee conduct under Title 45 and N.J.A.C. 11:5, the Real Estate Guaranty Fund, the New Jersey Real Estate Sales Full Disclosure Act, the New Jersey Law Against Discrimination, the New Jersey Real Estate Time Share Act, the Consumer Information Statement that sets out the agency relationships a licensee can offer, and New Jersey practice rules on advertising, trust accounts, commissions, and the attorney-review clause.
After you finish your 75-hour pre-license course, the highest-leverage thing you can do is grind through New Jersey-specific practice questions with honest feedback on every miss. National practice tests will help you on the 80 national questions but will not catch you on the Guaranty Fund, the Consumer Fraud Act, the Law Against Discrimination, the Full Disclosure Act, or the Consumer Information Statement. The RealReady app gives you the full New Jersey question bank plus the shared national bank, a missed-question drill mode, and per-category progress tracking so you can see exactly where the state portion is leaking points. Most users study 30 to 60 minutes a day for 2 to 4 weeks before sitting the PSI exam.
The 20 New Jersey practice questions on this page are free, no account or signup needed. Unlocking the rest of the New Jersey bank is a single in-app purchase you pay once and own, with no recurring charge and no time limit on access.
Yes. RealReady has a dedicated New Jersey question bank built for the New Jersey real estate exam, covering the national principles every candidate sees plus the New Jersey law that trips people up, like the Real Estate Guaranty Fund, the Consumer Information Statement, and the attorney-review clause.
No. RealReady is exam practice, not a pre-license course, so it doesn't count toward New Jersey's required pre-license education hours. Use it after or alongside your coursework to drill realistic practice questions and find your weak spots before exam day.
